Parameters:

• First Time investors are allowed.
• Can close in individual or LLC.
• 620 minimum credit score
• Up to 80% Loan to value on purchase
• Up to 80% Loan to value for cash-out (minimum 680 Credit Scores)
• No income, no employment Needed
• Minimum loan amount $100k
• Maximum loan amount $4M
• Cash out refinance $2.5M
• No reserve requirements
• Needs credit score and SSN
• 5-year prepaid penalty: Can lower prepaid penalty for a fee
• Terms available

*7/6 Adjustable Rate Mortgages

*30-year fixed

• 100% Gift Fund allowed - 10% Loan to value reduction
• Gift Fund allowed with 5% borrower contribution - No LTV restriction

Investment Properties:

AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MN, MO, MS, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY, Texas.